Drafty | Personal Credit 3.45.10

Tired of payday loans or other expensive forms of credit? Drafty offers a fee-free solution to access cash when you need it.

Drafty is an FCA-authorised provider of a Revolving Line of Credit. With Drafty, you can access a credit limit of up to £3000, allowing you to borrow as needed. You'll only pay interest on the amount you use, with no extra charges or fees. All applications are subject to status, affordability checks, and credit assessment.

If approved, you'll receive a Drafty account - a line of credit with an agreed-upon limit. You can withdraw funds from your credit line as required, up to the available limit, and keep the remainder as a safety net.

Through the Drafty app, you can:

• Apply for credit up to £3,000
• Withdraw money within your approved limit
• Review your available balance
• Manage your repayments

To explore more about Drafty and its loan alternative approach, visit our website at drafty.co.uk.

Drafty offers a credit line with a representative and maximum APR of 96.2% (Variable). There are no additional fees. The repayment period has no minimum or maximum as long as you meet the minimum repayment requirement. Early repayment is possible without charges, enabling you to save on interest. Drafty does not provide fixed loans under 60 days.

Representative Example: Assumed credit limit: £1200. Representative 96.2% APR (variable). Annual interest rate of 69.4% (variable).